Need help?
Use heap.
A personal AI finance tracker designed to simplify your money management, rethink wealth tracking, and help you master financial literacy.

Rethinking personal finance with heap.
Built for those who demand more clarity, control, and intelligence from their money.
Personal AI Assistant
Meet heap AI. It helps with financial literacy, answers your questions, helps make financial plans, executes your commands, and provides deep analytics.
Simple Analytics
Understand your money at a glance with simple, beautifully presented analytics. Clear trends and key numbers make it easy to see what is happening.
Quick Voice
Add transactions instantly using just your voice. Say 'Spent $15 on coffee' and heap will categorize and log it automatically.
Subscriptions
Track and control all your recurring payments in one place. Never get caught off guard by an auto-renewal again.
Split Transactions
Track shared expenses without the hassle. Split expenses between people, assign your share, and keep your personal finances accurate without complicated calculations.
Crypto & Investment Accounts
Support for crypto and investment accounts alongside others to see all your finances in one unified dashboard.
Accountspaces & Sharing
Support for isolated accountspaces and sharing. Safely share financial access with a loved one without sharing your master login.
Cloud Sync & Backup
Secure cloud sync keeps your financial data backed up and ready across devices. Your history stays protected, up to date, and easy to recover whenever you need it.
Designed to be beautifully simple.
Every screen crafted to make your finances feel effortless.




















Frequently Asked Questions
heap is a personal AI finance tracker. You manually add accounts and transactions to understand your spending, plan budgets, and get clear analytics — with AI that actually helps.
Ready to take control of your money?
Join thousands who already use heap to build better financial habits.
Download heap — It's Free